Conforming Loan Programs Conforming rates for loans under $417,000.
Program
Rates
Points
APR
30 yr fixed conforming
5.000
0.000
5.000
4.875
1.000
4.963
15 yr fixed conforming
4.375
0.000
4.375
4.250
1.000
4.400
3/1 ARM
30/5 yr fixed or 5/1 ARM
30/7 yr fixed or 7/1 ARM
10/1 ARM
Adjustable
Jumbo Loan
Programs Jumbo rates for loans over $417,000.
Program
Rates
Points
APR
30 yr fixed jumbo
15 yr fixed jumbo
3/1 jumbo ARM
5/1 jumbo ARM
7/1 jumbo ARM
10/1 jumbo ARM
Adjustable
APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.
